Used Cars Oconomowoc WI

Buying used cars in Oconomowoc, WI is an excellent way to save money on your next vehicle purchase. That said, it's important to work with a reputable dealership to avoid getting burned. Ewald Kia has been serving the Oconomowoc area for decades, and we've earned a stellar reputation.

Local customers know they can trust Ewald to provide safe and reliable used cars for sale near you. If you're preparing to buy your next used car, our dealership has some helpful advice to share. Let's learn the tips and tricks for buying a used car for the best price!

How do I figure out what used car to buy?

With so many options available at our Oconomowoc car dealer, choosing the right ride can be tricky. The Ewald Kia sales team will be happy to help you narrow down your choices to find the ideal used car. Before you visit our used car dealership, here are some basic steps to determine the best type of car for your needs.

1. Consider your driving habits.

If you have four young children, you'll have different vehicle needs than someone looking for high towing capacity. Think about how you plan to use your vehicle, how many people you need to accommodate, and the type of driving. Local weather, fuel economy, and capabilities are all important factors to think about.

2. Decide on the best body style for your needs.

If your priority is comfort and safety, for example, you might wish to opt for a used SUV near you. Customers who need their vehicle to perform specific duties like towing and hauling will want to consider a used truck. Looking for a low-maintenance, affordable commuter car? A compact sedan might be the right used car in Oconomowoc, WI!

3. Decide on your budget.

We'll tackle this topic in-depth in the next section, but it's critical to establish a used car budget. Ewald Kia offers affordable used car prices for a huge range of price points. Whether you're looking to spend a little or a lot, our used car dealership carries reliable and safe models in every price range. 

What should my budget be for a used car?

How much should you spend on a used car in Oconomowoc, WI? The answer to this question will always be relative. The standard rule is to spend under 20% of your take-home pay on your next used vehicle. However, different customers have different needs. If you plan to use your vehicle to earn your livelihood, you may wish to spend more than 20% on your auto budget. Let's review the steps to setting a practical budget for your next used car.

1. Understand how much you can afford to spend on your car.

Although the 20% rule isn't ironclad, it's a great jumping-off point to set a used car budget. Multiply your monthly net income by 12, then multiply that number by 0.2 to arrive at your 20% figure. From there, you can tailor the figure as you see fit. 

2. Select the right used car.

Make sure to choose a financially-friendly used car for sale near you. It's crucial to consider vehicle ownership expenses beyond the purchase price. That used SUV near you might be affordable to buy, but if the maintenance and fuel costs are enormous, it isn't budget-friendly.

3. Factor in ownership costs to make sure you're within budget.

Add up monthly insurance premiums, fuel expenses, maintenance, and any other recurring vehicle costs. It's important to verify that your auto budget includes ALL automotive expenses before you pull the trigger on a used car.

Is it hard to get a used car loan?

Getting a used car loan isn't difficult when you work with Ewald Kia! Our Oconomowoc car dealer has plenty of experience helping customers secure financing for their used cars. We'll walk you through the steps to obtaining quality financing that suits your needs at Ewald Kia.

1. Check your credit score.

Before you apply for a used car loan at Ewald Kia, it's important to know your credit health. Your credit score will be a major factor in whether your loan is approved, and what rates are offered. Take the time to check your score before you visit our used car dealership to avoid any unpleasant surprises!

2. Apply for pre-approval.

Ewald Kia makes it easy to apply for loan pre-qualification online from home. Simply complete the form on our website, and a member of our financial services team will contact you with more information. It's a smart idea to apply for pre-approval before you start seriously shopping. Once you understand what amount you qualify for, it's much easier to choose a suitable used car in Oconomowoc, WI.

3. Collect your important documents.

Make sure to have handy all of the vital paperwork necessary to obtain a car loan. You'll need to verify your identity, income, and financial history, so prepare accordingly! 

How to buy a used car from a dealer

When buying a used car in Oconomowoc, WI, you might be tempted to work with a private seller. However, the risks of buying a car privately usually outweigh any benefits. Why take a chance on an expensive transaction with a total stranger when you can find remarkable used car prices at Ewald Kia? Here are just a few reasons why you should always buy used cars from licensed dealers.

Reputation

Our used car dealership has built an impressive name for ourselves. Oconomowoc drivers know they can trust Ewald for fair and honest transactions. Buying a used car from a stranger doesn't offer the same peace of mind. You can't be 100% confident about any information coming from a private seller, as they will be highly motivated to sell the car at any cost. Our reputation hinges on every transaction - you can trust Ewald Kia to be forthright and upstanding.

Warranty

It's nearly impossible to buy a used car from a private seller with a warranty. On the other hand, Ewald Kia offers an extensive 3 year/100,000 mile limited powertrain warranty on most of our used cars.

Negotiation

You'll find that negotiations tend to have more wiggle room when you're working with a dealership. Private sellers can be very emotionally-driven, and might not have an objective view of their vehicle. Our Oconomowoc car dealer sells thousands of used cars every year - we don't get too attached to any one model! 

Selection

If the car of your interest isn't a good fit, Ewald Kia offers many more that could be a great match. If you visit a private seller, they don't have a showroom full of back-up options if the first car isn't a win. Rather than spending countless hours driving all over Wisconsin looking at private sale cars, Ewald Kia makes it easy to shop around. Our selection includes plenty of diverse used cars, trucks, and SUVs for sale. With so many great options available, you're sure to find one that meets your needs.

Transparency

Ewald Kia operates under statutory and federal dealership regulations. We're accountable for every transaction that takes place. By contrast, private sellers are not held to any standards for conduct, and it can be difficult to hold them accountable. A vehicle is often the largest purchase of your lifetime, after your home. Protect your investment by working with a transparent and fair used car dealership like Ewald Kia.

Find Used Cars in Oconomowoc, WI at Ewald Kia!

Visit our showroom today to browse our impressive inventory of used cars in Oconomowoc, WI. With used car prices for every budget, Ewald Kia is confident that we can get you into the car of your dreams. On behalf of our team, we are honored to have the opportunity to work with you on the purchase of your next used car.