Watertown Used Cars

Watertown drivers don't need to travel far to find outstanding used cars near you! Ewald Kia offers a diverse inventory of dependable used cars, trucks, SUVs, and more at our used car dealership near you.

When you're ready to start looking for your next used car, Ewald Kia has all you need for a successful experience. However, buying a used car can be more complex than shopping for a new model. Let's learn about the benefits and the process of buying a used car from Ewald Kia!

What are the advantages of buying a used car?

Curious about the advantages of buying a used car for sale in Watertown, WI? There are so many brilliant reasons to choose a used vehicle over a brand new car. When you work with Ewald Kia, you'll have a thrilling assortment of used cars near you to choose from in our showroom. So, what are the most significant benefits of buying a used car?

1. You'll certainly save money buying a used car near you instead of a new car. If you finance your used car, you'll be able to pay off your auto loan faster, saving you money on interest. Buying a used car saves you a great deal of money on your purchase price alone!

2. When a new car is driven off the lot, it begins to depreciate rapidly. If you choose a used SUV near you that is at least five years old, most of the depreciation has already occurred. Avoid losing the bulk of your car's value to depreciation by choosing a vehicle that has already gone through the initial cycle of value loss. 

3. Interested in custom modifications? You'll find modifications are less expensive to install on a used SUV for sale near you. If you'd like to find a vehicle that has already been modified, you'll get a much better deal. The upgrades and modifications that are expensive on a new car don't carry their value on a used car. Find exciting custom trucks and Jeeps for a fraction of their original cost at our used car dealership in Watertown, WI.

4. Certified used cars are another great option. These used cars near you were chosen by the original manufacturer for certification. Certified pre owned cars are sold with an additional manufacturer warranty. If you're looking for the peace of mind that comes with a factory warranty, these used cars are a wonderful choice at our Watertown, WI car dealer.

5. Used cars often carry lower costs of ownership. Insurance premiums will be less costly for a used car, and your annual registration fees might be cheaper as well. While the savings might not be impressive on a monthly basis, you could save a considerable amount over a full year!

How much should you spend on a used car?

Our used car dealership near you offers quality cars at a huge range of price points. Whether you're on a shoestring budget or not, you can count on Ewald Kia to find a wonderful deal on a used car. Choosing a budget for your next used car can seem daunting. Let's make it easy for you!

• Start by determining your monthly take-home pay - how much cash you earn per month, after taxes. Leading financial experts recommend that your car budget should not exceed 20% of this amount. 

• If you have outstanding debt, you'll need to understand your debt-to-income ratio. Customers who service disproportionate amounts of debt will be seen as less attractive loan applicants. The higher your debt, the less likely you'll be to secure favorable financing.

• Check your credit score. Your credit score is used as a measure of your financial health and responsibility. If your score isn't as strong as you'd like, consider taking a few months to raise it before you apply for financing. 

• After you find the right used car near you, verify that its costs of ownership are within budget. That used SUV near you might have affordable monthly payments. But if the fuel costs, maintenance, and insurance payments are costly, the SUV might not be in your budget.

Is it smart to finance a used car?

If you aren't in a position to make a cash purchase, financing your car is a given. But there are plenty of advantages to financing a used car even if you don't need to obtain an auto loan. Our Watertown, WI car dealer has decades of experience helping customers finance their vehicles. You might be thinking "Why would I want monthly payments when I can afford to pay cash for my used car?". Let's take a look at the benefits of financing your next used car.

• Enjoy a lower down payment and cheaper upfront costs. If you don't want to lay out the full purchase price at once, financing your used car is a great choice. 

• It's easier to obtain a favorable APR on a used car than it is on a new car. Customers can secure competitive interest rates on used cars at Ewald Kia.

• Keep your savings intact in case of emergency. Draining your savings account to pay cash for a used car can leave you in a vulnerable position. If you finance your used car, your savings will be available when you need it.

• You can afford a nicer used car for sale in Watertown, WI. If you limit yourself to the amount of cash you have on hand, your options will be limited. When you finance a used car, you can afford a more expensive model, because you don't need to pay for it all at once.

Do most used cars come with a warranty?

No, most used cars near you are not sold with a warranty. However, Ewald Kia backs the vast majority of our used cars, trucks, and used SUVs for sale near you with warranty coverage.

Ewald offers a limited powertrain warranty for many of our used cars. This warranty extends for 3 years/100,000 miles. For more information about the Ewald Used Car Warranty, just ask the sales team at our Watertown used car dealer!

Find Watertown used cars at Ewald Kia!

Now that you're equipped to make educated decisions during your next used car purchase, are you ready to start shopping? Ewald Kia is eager to show off our white-glove customer service! When it's time to get serious about buying a used car, our Watertown used car dealership is here to help. Visit Ewald Kia today to explore our current collection of used cars near you!