Lease A Kia

Are you looking for a new car or SUV? When it comes to getting a new model at Ewald Kia, you will need to use Kia Motor Finance–a program that keeps you, your budget, and your needs as a top priority. Ewald Kia works with Kia Motor Finance in two ways–to buy or lease a Kia. Our financing experts at Ewald Kia will walk alongside you to help you evaluate which is right for you.

Learn more about how to lease a Kia and if it is the right option for you in the article below. 

How Does Kia Leasing Work?

At Ewald Kia, we like to think of a lease as a pay-for-use contract–much like renting an apartment. You sign a lease contract and make monthly payments. Then, when the contract is over, you can walk away and find a new Kia lease or buy a new model.

Still have questions about how Kia leases work? Don’t hesitate to reach out to our financing experts at Ewald Kia. They are ready to answer your leasing and financing questions so that you have all of the information you need to decide.

Is it Smart To Lease A Car?

 

Buying a Kia is a commitment--even in the best of times. A car down payment ties up a lot of cash. Then, you have to make payments for 48, 60, or even 84 months. And worse, the brand new car loses value as soon as you drive away from the Oconomowoc car dealer. That means you may owe more than it’s worth for years. 

So, many of our customers are turning to lease a Kia. When you lease a Kia, you can experience several advantages:

• Lower Payments. Your monthly lease payments will almost always be lower than financing with a Kia lease. This gives our customers the option to drive a nicer car for a similar monthly cost.

• Manufacturer Incentives. There might be Kia lease deals like below-market interest rates that have the effect of lowering your monthly payment.

• Lower Costs Up Front. Kia leases have little to no down payment, which frees up cash for other investments.

• Taxes. Leasing may now compare more favorably against financing from a tax standpoint. Consult your tax specialist for more information about this benefit. 

• Hassle-free Disposition. At the end of your Kia lease, you can return the car to the dealership, satisfy your lease-end obligations, and walk away. No need to worry about selling or trading in your car.

• No Major Repairs. A factory warranty covers new Kia vehicles for your leasing period. So, you are covered for all major repairs at our Kia dealership near you.

Should I Lease Or Buy A Kia?

The answer to, “Should I lease or buy a Kia?”, really depends on your financial situation and lifestyle. Some people may like that a lease lets you drive brand new models at a lower cost. Alternatively, if you plan to drive your car for several years, it might pay off for you to buy. Take our quick assessment below to see if buying or leasing a Kia at our Oconomowoc car dealer is better for you:

• How long do you keep your car, usually? If driving new models is important to you, consider Kia leases. Most leasing periods are for three years or less. If you prefer to keep your car longer, buying and financing will be your best bet.

• How many miles do you usually drive? For Wisconsin drivers who stay under the 15,000 mark, leasing can make a lot of sense. If you drive more than that in a year, buying will be better to avoid incurring extra mileage fees.

• How much money do you plan to put down? If you need to keep upfront costs low, leases often require little to no money for a down payment. If you can put more money down, you can get a lower interest rate when buying.

• Do you want to customize your vehicle? If you want to personalize the performance or appearance of your Kia, buying allows you to do so.

• What are your finances like? Leasing keeps initial costs low due to lower down payments, monthly payments, and sales tax. But, buying may be more cost-effective over time because eventually, you will pay off your Kia. Then, you won’t have monthly payments.

Need help making the decision? Our financing experts at Ewald Kia are ready to help you!

What Is The Best Lease Deal Right Now?

Ewald Kia offers customers excellent Kia lease deals year-round. Be sure to check out our website or call our financing experts to see what the best lease deal is right now!

Lease A Kia At Ewald Kia

We understand that our customers are in different financial situations at our Kia dealership near you. So, our team of finance experts will work with you to determine whether buying or leasing a Kia is right for you. Still, have questions? Don’t hesitate to contact the Kia Motor Finance Center at Ewald Kia today!